Privacy Policy

# Privacy Policy

Effective Date: September 21, 2026 Last Updated: September 21, 2026

IAMISHAAN (“IAMISHAAN,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains how information is collected, used, disclosed, stored, and protected when you use our mobile applications and related services, including:

iTTMM
iDET
iSkyRun
IAMISHAAN websites and related services that link to this Privacy Policy

By using our applications or services, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

The information we collect depends on which application you use and the features you choose.

Account and Profile Information

When you create or use an account, we may collect information such as:

Name or display name
Email address
Phone number
Username
User ID and account identifiers
Profile image or avatar
Account preferences and settings
Subscription or account status

Some information is optional and is collected only when you choose to provide it.

User-Generated Content

When you use features that allow you to create, upload, or share information, we may process content such as:

Messages
Group information
Expense information
Comments or descriptions
Images and attachments
Receipts
Reports
Other information you voluntarily submit

Information you intentionally share with other users may be visible to those users.

2. iTTMM Information

iTTMM is an expense-sharing and financial organization application.

Depending on the features you use, iTTMM may collect or process:

Expense descriptions and amounts
Expense dates
Currency
Group membership
Expense participants
Payment and split information
Balances between users
Settlement records
Recurring and scheduled expense information
Receipt images
Group messages
Friend connections and invitations

This information is used to provide expense tracking, balance calculations, settlements, reports, group functionality, and other features requested by users.

Contacts

If iTTMM provides functionality involving contacts, the application may request access to contacts only when necessary for a feature you choose to use.

Where supported, we seek to minimize access to your address book and use system-provided contact selection mechanisms when appropriate.

We do not sell your contact information.

Photos, Camera, and Receipts

iTTMM may allow you to select or capture images for features such as receipts, profile images, or chat attachments.

Access to your camera or photo library occurs only when required for a feature you choose to use and subject to operating-system permissions.

3. iDET Information

iDET may collect information necessary to provide its application functionality, including account information, information you enter into the application, application preferences, and technical information necessary to operate and improve the service.

The specific information processed depends on the features you choose to use.

We do not use information entered into iDET for purposes unrelated to providing, maintaining, securing, or improving the application unless we obtain appropriate permission or are otherwise permitted by law.

4. Device and Technical Information

We and our service providers may automatically receive limited technical information when you use our applications, such as:

Device type
Operating system and version
Application version
Device or application identifiers
Crash and diagnostic information
Performance information
IP address
General network information
Application interactions

We may use this information to operate our applications, diagnose problems, prevent abuse, improve performance, and understand how features are used.

5. Advertising

Some IAMISHAAN applications or subscription tiers may display advertisements.

Advertising providers may process information such as device identifiers, advertising identifiers, IP addresses, approximate location derived from network information, and interactions with advertisements, subject to your device settings and applicable consent requirements.

Where required, we request permission before allowing tracking for advertising purposes.

Users may also be able to limit advertising tracking through their device privacy settings.

IAMISHAAN does not sell personal financial information to advertisers.

6. Subscriptions and Purchases

Our applications may offer subscriptions, premium plans, or other in-app purchases.

Purchases made through Apple App Store or Google Play are processed by the applicable platform and/or our subscription-management providers.

IAMISHAAN generally does not receive your full payment-card information.

We may receive transaction-related information such as:

Product or subscription purchased
Subscription status
Purchase or renewal date
Transaction identifiers
Entitlement status
Store platform

We use this information to activate and manage purchased features.

7. Notifications

If you enable notifications, we may process a device notification token and related information necessary to send notifications.

Notifications may include account activity, group activity, expense updates, messages, reminders, or other application-related information.

You can disable notifications through your device settings.

8. Artificial Intelligence Features

Certain IAMISHAAN applications may provide AI-assisted features.

When you choose to use an AI feature, information necessary to process your request may be transmitted to our systems or third-party AI service providers.

Depending on the feature, this may include text you submit, relevant application information, or other content required to generate the requested response.

We seek to limit information sent to AI providers to information reasonably necessary to provide the requested functionality.

Users should avoid submitting highly sensitive information to AI features unless it is necessary for the feature being used.

9. How We Use Information

We may use collected information to:

Create and maintain user accounts
Authenticate users
Provide application features
Synchronize information across devices
Calculate expenses, balances, and settlements
Enable communication and collaboration between users
Process subscriptions and purchases
Send requested notifications
Provide customer support
Detect fraud, abuse, or security incidents
Enforce application rules
Investigate reports of inappropriate content or behavior
Diagnose technical problems
Improve application reliability and performance
Develop and improve features
Comply with legal obligations

We do not use personal information for purposes materially different from those described in this Privacy Policy without appropriate notice or consent where required.

10. Third-Party Service Providers

IAMISHAAN uses third-party service providers to operate its applications.

Depending on the application and platform, these providers may include services for:

Cloud hosting and databases
Authentication
File storage
Push notifications
Crash reporting and analytics
Advertising
Subscription management
Payment processing
Email delivery
AI functionality

Examples may include services provided by Google/Firebase, Apple, Google Play, RevenueCat, advertising providers, email delivery providers, and other infrastructure providers.

These providers may process information on our behalf according to their respective terms, privacy policies, and our arrangements with them.

We expect service providers processing user information on our behalf to maintain protections appropriate to the information they process.

11. Information Shared With Other Users

Certain features are inherently collaborative.

For example, iTTMM group members may be able to see information including:

Your display name
Profile image
Expenses involving the group
Amounts paid or owed
Settlements
Group messages
Other information you intentionally share with the group

You should only share information that you are comfortable making available to the intended participants.

12. Legal and Safety Disclosures

We may disclose information when reasonably necessary to:

Comply with applicable law or legal process
Respond to valid governmental or regulatory requests
Protect the rights or property of IAMISHAAN
Protect users or others from fraud, abuse, or harm
Investigate violations of our terms or policies
Maintain the security and integrity of our applications

13. Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect information against unauthorized access, alteration, disclosure, or destruction.

These measures may include encrypted network communications, authentication controls, database security rules, access restrictions, and security monitoring.

However, no internet transmission or electronic storage system can be guaranteed to be completely secure.

14. Data Retention

We retain personal information for as long as reasonably necessary to:

Provide the services requested by users
Maintain user accounts
Fulfill the purposes described in this Privacy Policy
Resolve disputes
Prevent fraud or abuse
Meet legal, accounting, or regulatory requirements

Retention periods may differ depending on the type of information and the application involved.

Information may also remain temporarily in encrypted backups after deletion until those backups are overwritten or expire according to our backup retention processes.

15. Account and Data Deletion

Where an IAMISHAAN application supports user accounts, users may request deletion of their account and associated personal information.

Where available, account deletion can be initiated directly within the application.

Users may also submit a deletion request through the privacy or support options provided on IAMISHAAN.com.

When an account is deleted, we delete or anonymize personal information associated with the account unless retention is required for legitimate security, fraud-prevention, legal, regulatory, or financial recordkeeping purposes.

Some information shared with other users may remain where necessary to preserve shared records. For example, deleting an iTTMM account may not require deletion of another user's legitimate expense or settlement history, but the deleted user's identifying information may be removed or anonymized where appropriate.

Data Deletion

iTTMM gives users control over their personal data.

Delete your account from within the app

You can permanently delete your account at any time by navigating to:

Profile → --- → Delete Account

Deleting your account will permanently remove your personal information, including:

Profile information
Account credentials
Friends list
Groups you own (or transfer ownership where applicable)
Expenses and related financial data, where technically feasible
Chat messages associated with your account, subject to legal or operational requirements
Some information may be retained when required by law, to prevent fraud, resolve disputes, or comply with legal obligations.

If you are unable to access your account, you may request deletion by contacting us at:

ittmm@iamishaan.com

Please include the email address associated with your iTTMM account so we can verify your identity before processing your request.

16. Your Privacy Choices

Depending on your location and applicable law, you may have rights to:

Request access to personal information
Request correction of inaccurate information
Request deletion of personal information
Withdraw certain consent
Restrict or object to certain processing
Obtain information about how your information is used
Request a portable copy of certain information

You may also manage many permissions directly through your device settings, including camera, photos, contacts, notifications, and advertising or tracking permissions.

17. Children's Privacy

IAMISHAAN applications are not intended to knowingly collect personal information from children below the minimum age permitted to independently consent to the processing of their personal information under applicable law.

If we learn that we have collected personal information from a child in violation of applicable requirements, we will take reasonable steps to delete the information.

Parents or guardians who believe that a child has provided personal information improperly may contact us.

18. International Processing

IAMISHAAN and its service providers may process or store information in the United States or other countries.

As a result, information may be processed in jurisdictions with data-protection laws different from those where you live.

Where required, we use appropriate safeguards for international transfers of personal information.

19. Changes to This Privacy Policy

We may update this Privacy Policy as our applications, technologies, or legal obligations change.

When we make changes, we will update the “Last Updated” date at the top of this policy.

For significant changes, we may provide additional notice through our applications, website, or other appropriate means.

Continued use of our services following an update is subject to the updated Privacy Policy to the extent permitted by applicable law.

For account deletion requests, please use the account deletion option within the applicable application when available or submit a deletion request through IAMISHAAN.com.

End-User License Agreement ("Agreement")

Please read this End-User License Agreement carefully before clicking the "I Agree" button, downloading or using IAMISHAAN.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions.

The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this End-User License Agreement:

Agreement means this End-User License Agreement that forms the entire agreement between You and the Company regarding the use of the Application.
Application means the software program provided by the Company downloaded by You through an Application Store's account to a Device, named I AM ISHAAN
Application Store means the digital distribution service operated and developed by Apple Inc. (Apple App Store) or Google Inc. (Google Play Store) by which the Application has been downloaded to your Device.
Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to I AM ISHAAN LLC, Hackensack, Carlstadt NJ 07072.
Content refers to content such as text, images, or other information that can be posted, uploaded, linked to or otherwise made available by You, regardless of the form of that content.
Country refers to: New Jersey, United States
Device means any device that can access the Application such as a computer, a cellphone or a digital tablet.
Family Sharing / Family Group permits You to share applications downloaded through the Application Store with other family members by allowing them to view and download each others' eligible Applications to their associated Devices.
Third-Party Services means any services or content (including data, information, applications and other products services) provided by a third-party that may be displayed, included or made available by the Application.
You means the individual accessing or using the Application or the company, or other legal entity on behalf of which such individual is accessing or using the Application, as applicable.

Acknowledgement

By clicking the "I Agree" button, downloading or using the Application, You are agreeing to be bound by the terms and conditions of this Agreement. If You do not agree to the terms of this Agreement, do not click on the "I Agree" button, do not download or do not use the Application.

This Agreement is a legal document between You and the Company and it governs your use of the Application made available to You by the Company.

This Agreement is between You and the Company only and not with the Application Store. Therefore, the Company is solely responsible for the Application and its content. Although the Application Store is not a party to this Agreement, it has the right to enforce it against You as a third party beneficiary relating to your use of the Application.

Since the Application can be accessed and used by other users via, for example, Family Sharing / Family Group or volume purchasing, the use of the Application by those users is expressly subject to this Agreement.

The Application is licensed, not sold, to You by the Company for use strictly in accordance with the terms of this Agreement.

You represent that you are over the age of 18. The Company does not target its Content to children or teenagers under 18, and the Company does not permit any user under 18 for using the Application.

License

Scope of License

The Company grants You a revocable, non-exclusive, non-transferable, limited license to download, install and use the Application strictly in accordance with the terms of this Agreement.

You may only use the Application on a Device that You own or control and as permitted by the Application Store's terms and conditions.

The license that is granted to You by the Company is solely for your personal, non-commercial purposes strictly in accordance with the terms of this Agreement.

License Restrictions

You agree not to, and You will not permit others to:

License, sell, rent, lease, assign, distribute, transmit, host, outsource, disclose or otherwise commercially exploit the Application or make the Application available to any third party.
Copy or use the Application for any purpose other than as permitted under the above section 'License'.
Modify, make derivative works of, disassemble, decrypt, reverse compile or reverse engineer any part of the Application.
Remove, alter or obscure any proprietary notice (including any notice of copyright or trademark) of the Company or its affiliates, partners, suppliers or the licensors of the Application.

Content

Content Restrictions

The Company is not responsible for the entries, information or content of the Application's users.

You expressly understand and agree that You are solely responsible for the Content and for all activity that occurs under your account, whether done so by You or any third person using your account.

You may not transmit any Content that is unlawful, offensive, upsetting, intended to disgust, threatening, libelous, defamatory, obscene or otherwise objectionable. Examples of such objectionable Content include, but are not limited to, the following:

Unlawful or promoting unlawful activity.
Defamatory, discriminatory, or mean-spirited content, including references or commentary about religion, race, sexual orientation, gender, national/ethnic origin, or other targeted groups.
Spam, machine – or randomly – generated, constituting unauthorized or unsolicited advertising, chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling.
Containing or installing any viruses, worms, malware, trojan horses, or other content that is designed or intended to disrupt, damage, or limit the functioning of any software, hardware or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of a third person.
Infringing on any proprietary rights of any party, including patent, trademark, trade secret, copyright, right of publicity or other rights.
Impersonating any person or entity including the Company and its employees or representatives.
Violating the privacy of any third person.
False information and features.

The Company reserves the right, but not the obligation, to, in its sole discretion, determine whether or not any Content is appropriate and complies with this Agreement, refuse or remove any Content. The Company further reserves the right to make formatting and edits and change the manner any Content. The Company can also limit or revoke the use of the Application if You post such objectionable Content.

As the Company cannot control all content posted by users and/or third parties on the Application, you agree to use the Application at your own risk. You understand that by using the Application You may be exposed to content that You may find offensive, indecent, incorrect or objectionable, and You agree that under no circumstances will the Company be liable in any way for any content, including any errors or omissions in any content, or any loss or damage of any kind incurred as a result of your use of any content.

Intellectual Property

The Application, including without limitation all copyrights, patents, trademarks, trade secrets and other intellectual property rights are, and shall remain, the sole and exclusive property of the Company.

The Company shall not be obligated to indemnify or defend You with respect to any third party claim arising out of or relating to the Application. To the extend the Company is required to provide indemnification by applicable law, the Company, not the Application Store, shall be solely responsible for the investigation, defense, settlement and discharge of any claim that the Application or your use of it infringes any third party intellectual property rights.

Your Suggestions

Any feedback, comments, ideas, improvements or suggestions provided by You to the Company with respect to the Application shall remain the sole and exclusive property of the Company.

The Company shall be free to use, copy, modify, publish, or redistribute the Suggestions for any purpose and in any way without any credit or any compensation to You.

Modifications to the Application

The Company reserves the right to modify, suspend or discontinue, temporarily or permanently, the Application or any service to which it connects, with or without notice and without liability to You.

Updates to the Application

The Company may from time to time provide enhancements or improvements to the features/functionality of the Application, which may include patches, bug fixes, updates, upgrades and other modifications.

Updates may modify or delete certain features and/or functionalities of the Application. You agree that the Company has no obligation to (i) provide any Updates, or (ii) continue to provide or enable any particular features and/or functionalities of the Application to You.

You further agree that all updates or any other modifications will be (i) deemed to constitute an integral part of the Application, and (ii) subject to the terms and conditions of this Agreement.

Maintenance and Support

The Company does not provide any maintenance or support for the download and use of the Application. To the extent that any maintenance or support is required by applicable law, the Company, not the Application Store, shall be obligated to furnish any such maintenance or support.

Third-Party Services

The Application may display, include or make available third-party content (including data, information, applications and other products services) or provide links to third-party websites or services.

You acknowledge and agree that the Company shall not be responsible for any Third-party Services, including their accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality or any other aspect thereof. The Company does not assume and shall not have any liability or responsibility to You or any other person or entity for any Third-party Services.

You must comply with applicable Third parties' Terms of agreement when using the Application. Third-party Services and links thereto are provided solely as a convenience to You and You access and use them entirely at your own risk and subject to such third parties' Terms and conditions.

Term and Termination

This Agreement shall remain in effect until terminated by You or the Company.

The Company may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from the Company, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application and all copies thereof from your Device or from your computer.

Upon termination of this Agreement, You shall cease all use of the Application and delete all copies of the Application from your Device.

Termination of this Agreement will not limit any of the Company's rights or remedies at law or in equity in case of breach by You (during the term of this Agreement) of any of your obligations under the present Agreement.

Indemnification

You agree to indemnify and hold the Company and its parents, subsidiaries, affiliates, officers, employees, agents, partners and licensors (if any) harmless from any claim or demand, including reasonable attorneys' fees, due to or arising out of your: (a) use of the Application; (b) violation of this Agreement or any law or regulation; or (c) violation of any right of a third party.

No Warranties

The Application is provided to You "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Application, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Application will meet your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither the Company nor any of the company's provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Application, or the information, content, and materials or products included thereon; (ii) that the Application will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Application; or (iv) that the Application, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.

Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section 11 shall be applied to the greatest extent enforceable under applicable law. To the extent any warranty exists under law that cannot be disclaimed, the Company, not the Application Store, shall be solely responsible for such warranty.

Limitation of Liability

Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of this Agreement and your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by You for the Application or through the Application.

To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Application, third-party software and/or third-party hardware used with the Application, or otherwise in connection with any provision of this Agreement), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.

Some states/jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to You.

You expressly understand and agree that the Application Store, its subsidiaries and affiliates, and its licensors shall not be liable to You under any theory of liability for any direct, indirect, incidental, special consequential or exemplary damages that may be incurred by You, including any loss of data, whether or not the Application Store or its representatives have been advised of or should have been aware of the possibility of any such losses arising.

Severability and Waiver

Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under this Agreement shall not effect a party's ability to exercise such right or require such performance at any time thereafter nor shall be the waiver of a breach constitute a waiver of any subsequent breach.

Product Claims

The Company does not make any warranties concerning the Application. To the extent You have any claim arising from or relating to your use of the Application, the Company, not the Application Store, is responsible for addressing any such claims, which may include, but not limited to: (i) any product liability claims; (ii) any claim that the Application fails to conform to any applicable legal or regulatory requirement; and (iii) any claim arising under consumer protection, or similar legislation.

United States Legal Compliance

You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a "terrorist supporting" country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.

Changes to this Agreement

The Company reserves the right, at its sole discretion, to modify or replace this Agreement at any time. If a revision is material we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at the sole discretion of the Company.

By continuing to access or use the Application after any revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, You are no longer authorized to use the Application.

Governing Law

The laws of the Country, excluding its conflicts of law rules, shall govern this Agreement and your use of the Application. Your use of the Application may also be subject to other local, state, national, or international laws.

Entire Agreement

The Agreement constitutes the entire agreement between You and the Company regarding your use of the Application and supersedes all prior and contemporaneous written or oral agreements between You and the Company.

You may be subject to additional terms and conditions that apply when You use or purchase other Company's services, which the Company will provide to You at the time of such use or purchase.

Contact Us

If you have any questions about this Agreement, You can contact Us:

By email: ittmm@iamishaan.com
By visiting this page on our website: https://www.iamishaan.com/contact-us/